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According to the Census Bureau, there are 47 million Americans without health insurance (link, link). NPR had a segment today about getting insurance quotes through a website called eHealthInsurance.com.
For a 36-year old male living in my area, there were 119 quotes through eHealthInsurance with monthly premiums ranging from a low of $37 per month ($10,000 deductible, co-insurance of 20%) to a high of $232 per month ($0 deductible, 0% coinsurance), and there were 62 different plans with premiums of $100 per month of less. For a 36-year old female, the premiums are slightly higher, ranging from $47 to $307 per month.
Bottom Line: At a monthly cost comparable to a typical monthly cable TV plan, and maybe even about the same cost as a monthly cell phone plan, isn't it true that an individual can easily purchase relatively affordable health insurance in the private market? I wonder how many of the 47 million have cable TV and cell phones, and voluntarily chose not to buy health insurance, even though they obviously can afford it?